Faith a Gift, Not a Work

"It has been granted to you that, for the sake of Christ, you should not only believe in Him, but also suffer for His sake" (Philippians 1:29). 

Arminians assume that Jesus did half of the work of salvation for every single person who has existed or ever will exist. Then some are saved when they match what He did with the work of faith on our part. And I do not choose that phrasing haphazardously; that is how I have had it stated to me. Thus, men are saved, not through faith, but by faith, as the completion of all that God could do on our behalf. 

In contrast, the Calvinist teaches, on the basis of what Scripture says, that faith is the means, not the basis, by which the atonement is effectually applied to everyone for whom it was purchased (see John 6:37-39). That purchase included the gift of faith, so that it is not a work, not a contribution, by the believer to complete the work of Christ on the cross (I Corinthians 2:2). In fact, the Calvinist considers the Arminian view on this subject to be a scandalous aspersion on the blood of Jesus, as if it is unable to save to the uttermost (Hebrews 7:25). 

Notice the verse at the top, Philippians 1:29. Paul tells the Philippian Christians that it has been granted to them to believe, not that salvation has been offered, contingent on their completion of it by working faith in themselves. We see the same thing in Ephesians 2:8, where the same Apostle told believers that God gave them their saving faith. 

The essence of this principle is that the atonement was sufficient for every person for whom it was intended, because it purchased everything necessary and sufficient for the salvation of that person. He need not, indeed cannot, add anything to what Jesus did on the cross and for him in Heaven: "He is able to save to the uttermost those who draw near to God through Him, since He ever lives to make intercession for them" (Hebrews 7:25).